Credit Portfolio Manager Job Vacancy in Sharm El Sheikh, Egypt – Banking

Job Description

Position: Credit Portfolio Manager

Company: HSBC Egypt

Location: Sharm El Sheikh, Egypt

Experience: 5-7 years

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking

Department: Credit Risk Management

Salary: 250,000 – 350,000 SSP per annum

Vacancies:1

Company Overview

HSBC Egypt, a subsidiary of the global banking giant HSBC Group, has been a cornerstone of the Egyptian financial landscape for over three decades. With a commitment to sustainable growth, innovative digital solutions, and customer‑centric services, HSBC Egypt offers a dynamic environment where professionals can thrive. The bank’s presence across major Egyptian cities, including Cairo, Alexandria, and now Sharm El Sheikh, underscores its dedication to expanding financial inclusion and supporting the nation’s economic development. As part of a worldwide network, employees gain access to international best practices, cross‑border collaboration, and a culture that values diversity, integrity, and continuous learning. This role contributes directly to HSBC’s mission of helping customers prosper while fostering a resilient and responsible banking ecosystem in Egypt.

Job Overview

The Credit Portfolio Manager will lead the strategic management of HSBC Egypt’s corporate credit portfolio in the Red Sea region. Reporting to the Head of Credit Risk, the role involves overseeing credit assessment, monitoring portfolio performance, and ensuring compliance with regulatory standards. The manager will work closely with relationship managers, risk analysts, and senior executives to develop credit policies that balance risk and profitability. This position offers a unique opportunity to influence credit strategy, drive data‑driven decision‑making, and contribute to the bank’s growth objectives. For more information about HSBC Egypt’s career opportunities, visit https://egyptjobsearch.com/.

Key Responsibilities

• Develop and implement credit risk strategies for the corporate portfolio, aligning with HSBC’s global risk appetite.
• Conduct comprehensive credit analyses, including financial statement review, cash‑flow modeling, and industry risk assessment.
• Monitor portfolio performance, identify emerging risks, and recommend corrective actions to senior management.
• Collaborate with relationship managers to structure tailored financing solutions that meet client needs while maintaining risk standards.
• Prepare and present credit risk reports, dashboards, and presentations for internal stakeholders and regulatory bodies.
• Lead periodic portfolio reviews, stress testing, and scenario analysis to ensure resilience under adverse economic conditions.
• Mentor junior analysts, fostering a culture of analytical rigor and professional development.

Required Skills

• Strong analytical and quantitative skills with proficiency in financial modeling and credit assessment tools.
• In‑depth knowledge of Egyptian banking regulations, Basel III standards, and international credit risk frameworks.
• Excellent communication and presentation abilities, capable of influencing senior leadership.
• Proficiency in risk management software and advanced Excel; experience with SAS, R, or Python is a plus.
• Strategic thinking with a proactive approach to problem‑solving and decision‑making.
• Ability to work collaboratively in a multicultural, fast‑paced environment.

Education

A bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are highly desirable and will be considered an advantage.

Experience

Applicants should have 5‑7 years of experience in credit risk management, corporate banking, or financial analysis, preferably within a large, multinational banking institution. Experience in the Egyptian market and familiarity with local industry sectors will be advantageous.

Salary

The annual compensation package ranges from 250,000 to 350,000 SSP, reflecting the candidate’s expertise, experience, and performance. The package includes a competitive base salary, performance‑based bonuses, and comprehensive benefits.

Benefits

• Health and dental insurance covering the employee and eligible dependents.
• Retirement savings plan with employer contributions.
• Generous paid leave, including annual, sick, and parental leave.
• Employee assistance program and wellness initiatives.
• Access to HSBC’s global mobility program for international assignments.

Training

• Onboarding program covering HSBC’s risk policies, systems, and compliance standards.
• Continuous professional development through HSBC Academy, webinars, and industry conferences.
• Support for obtaining professional certifications such as CFA or FRM.

Working Environment

HSBC Egypt offers a modern, collaborative workspace in Sharm El Sheikh, equipped with state‑of‑the‑art technology and flexible work arrangements. Employees benefit from a supportive culture that encourages innovation, knowledge sharing, and work‑life balance. The bank’s commitment to sustainability and corporate responsibility creates a purpose‑driven atmosphere where every team member can make a meaningful impact.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the HSBC Careers portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a series of interviews, including technical assessments and behavioral evaluations.

Equal Opportunity Statement

HSBC Egypt is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, sexual orientation, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.