Corporate Credit Risk Analyst Job Vacancy in Qena, Egypt – Banking & Finance

Job Description

Position: Corporate Credit Risk Analyst

Company: Banque Misr

Location: Qena, Egypt

Experience: 5+ years in credit risk analysis, preferably within banking sector

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: 12,000 – 18,000 SSP per month

Vacancies:1

Company Overview

Banque Misr is one of Egypt’s leading financial institutions with a heritage spanning over nine decades. As a fully integrated bank, it offers a comprehensive suite of services ranging from retail banking to corporate financing, investment banking, and treasury operations. With a strong presence across all governorates, Banque Misr is committed to fostering economic growth, supporting entrepreneurship, and delivering innovative financial solutions. The bank’s robust risk management framework underpins its reputation for stability and trust, making it an attractive employer for professionals seeking long‑term career development in the banking sector. Join a dynamic team that values integrity, collaboration, and continuous improvement while contributing to the financial well‑being of Egypt’s businesses and citizens.

Job Overview

The Corporate Credit Risk Analyst will play a pivotal role in assessing the creditworthiness of corporate clients, monitoring portfolio performance, and ensuring compliance with regulatory standards. This position involves detailed financial analysis, risk rating, and the preparation of comprehensive credit reports that support informed decision‑making by senior management. The analyst will collaborate closely with relationship managers, underwriting teams, and the broader risk department to mitigate potential losses and enhance the bank’s risk‑adjusted returns. This role offers a unique opportunity to work within a leading Egyptian bank, engage with diverse industries, and develop expertise in advanced credit risk methodologies.

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Key Responsibilities

• Conduct thorough financial statement analysis, cash‑flow modeling, and ratio analysis for corporate borrowers.
• Assign and maintain credit ratings in accordance with Banque Misr’s risk rating policies.
• Prepare detailed credit proposals, risk assessments, and recommendation memos for approval committees.
• Monitor existing corporate exposures, identify early warning signals, and recommend risk mitigation actions.
• Collaborate with relationship managers to structure appropriate financing solutions while adhering to risk appetite.
• Ensure compliance with Central Bank of Egypt regulations, Basel III standards, and internal credit policies.
• Participate in portfolio reviews, stress testing, and credit risk reporting to senior management.
• Stay updated on industry trends, macro‑economic developments, and sector‑specific risks affecting corporate borrowers.

Required Skills

• Strong analytical and quantitative skills with proficiency in financial modeling.
• Excellent written and verbal communication for preparing clear credit reports.
• Deep understanding of corporate finance, banking products, and credit risk frameworks.
• Ability to work independently and as part of a cross‑functional team.
• Proficiency in MS Office, especially Excel; familiarity with credit risk software is a plus.
• Attention to detail, high ethical standards, and sound judgment.

Education

A minimum of a bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are advantageous and demonstrate a commitment to continuous learning.

Experience

Applicants should have at least five years of experience in credit analysis, preferably within a commercial banking environment. Experience evaluating large‑scale corporate loans, syndicated facilities, and working with diverse industry sectors will be highly valued.

Salary

The compensation package ranges from 12,000 to 18,000 SSP per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards structure.

Benefits

• Comprehensive health insurance for employee and dependents.
• Retirement savings plan with employer contributions.
• Annual leave, sick leave, and public holidays in accordance with Egyptian labor law.
• Employee assistance programs and wellness initiatives.
• Transportation allowance for commuting to the Qena branch.

Training

• On‑boarding program covering Banque Misr’s risk policies, systems, and compliance framework.
• Continuous professional development through internal workshops, external seminars, and support for certifications (CFA, FRM, etc.).
• Mentorship from senior credit risk managers to accelerate career growth.

Working Environment

Banque Misr offers a collaborative, inclusive, and technology‑enabled workplace. The Qena office features modern workstations, secure data facilities, and a culture that encourages knowledge sharing and innovation. Employees benefit from a balanced work‑life approach, with flexible working arrangements where applicable.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on our website. Shortlisted applicants will be contacted for an initial interview, followed by technical assessments and a final interview with senior management.

Equal Opportunity Statement

Banque Misr is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, religion, or national origin. All qualified applicants will receive consideration for employment without discrimination.