Credit Risk Analyst Job Vacancy in Alexandria, Egypt – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: HSBC Egypt

Location: Alexandria, Egypt

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Economics or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Risk Management

Salary: SSP 180,000 – 240,000 per annum

Vacancies:1

Company Overview

HSBC Egypt is a leading global bank with a strong presence across the Middle East and North Africa. With a legacy spanning more than 150 years, HSBC delivers a comprehensive suite of financial services, including retail banking, corporate banking, wealth management, and investment solutions. The bank’s commitment to innovation, sustainability, and customer‑centricity has positioned it as a top employer for finance professionals seeking dynamic career pathways. Operating from its state‑of‑the‑art headquarters in Alexandria, HSBC Egypt supports the economic growth of the region while fostering a culture of diversity, inclusion, and continuous learning. As part of the HSBC Group, employees benefit from worldwide mobility, robust training programs, and exposure to international best practices, making it an ideal environment for ambitious talent looking to advance their careers in banking.

Job Overview

The Credit Risk Analyst will join the Risk Management department to assess, monitor, and mitigate credit exposure across HSBC’s corporate and SME portfolios in Egypt. This role involves conducting thorough financial analysis, preparing risk rating reports, and collaborating with relationship managers to ensure prudent lending decisions. The analyst will also contribute to the development of credit policies, support regulatory compliance, and provide insights that drive strategic risk‑taking. By leveraging advanced analytical tools and a deep understanding of the Egyptian market, the successful candidate will help safeguard the bank’s assets while enabling sustainable growth. For more information about the role and to explore other opportunities, visit our partner site https://egyptjobsearch.com.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market trends to evaluate creditworthiness of corporate and SME clients.
• Prepare detailed credit risk assessment reports and assign risk ratings in line with HSBC’s internal methodologies.
• Collaborate with relationship managers to structure loan terms that balance client needs with risk appetite.
• Monitor existing credit exposures, identify early warning signals, and recommend remedial actions.
• Assist in the development and refinement of credit policies, procedures, and risk models.
• Ensure compliance with local regulatory requirements and HSBC Group risk standards.
• Present findings and recommendations to senior risk committees and senior management.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills in English and Arabic.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in MS Excel, PowerPoint, and risk management software.
• Sound understanding of Egyptian banking regulations and credit risk frameworks.
• Team‑player mindset with the capacity to influence cross‑functional stakeholders.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are advantageous and demonstrate a commitment to the field.

Experience

Candidates should possess 3‑5 years of experience in credit analysis, risk assessment, or related roles within the banking or financial services sector. Prior exposure to corporate or SME lending in Egypt will be considered a strong asset.

Salary

The compensation package ranges from SSP 180,000 to SSP 240,000 annually, commensurate with experience and qualifications. The package includes performance‑based bonuses, health insurance, and a comprehensive retirement plan.

Benefits

• Competitive salary and performance bonuses.
• Comprehensive health and dental coverage.
• Retirement savings plan with employer contributions.
• Generous paid leave and holidays.
• Employee assistance programs and wellness initiatives.

Training

• Onboarding program covering HSBC’s risk framework and compliance standards.
• Access to HSBC Academy for continuous professional development.
• Opportunities to attend industry conferences and obtain professional certifications.

Working Environment

HSBC Egypt offers a collaborative, multicultural workplace that encourages innovation and knowledge sharing. Employees work in modern office spaces equipped with the latest technology, fostering productivity and work‑life balance. The bank promotes a supportive atmosphere where ideas are valued, and career growth is actively nurtured. For a glimpse into our corporate culture, explore https://moroccojobsearch.com/.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal. Applications will be screened by the Talent Acquisition team, followed by a preliminary interview, a technical assessment, and a final interview with senior risk managers. Successful applicants will be notified within two weeks of the final interview. Detailed application instructions are available at https://malawijobsearch.com/.

Equal Opportunity Statement

HSBC Egypt is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, sexual orientation, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.