Credit Risk Analyst Job Vacancy in Tanta, Egypt – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Banque Misr

Location: Tanta, Egypt

Experience: 3-5 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Risk Management

Salary: 120,000 – 180,000 SSP per annum

Vacancies:1

Company Overview

Banque Misr, a leading financial institution with a heritage spanning over eight decades, serves millions of customers across Egypt and beyond. As a pillar of the Egyptian banking sector, the bank offers a comprehensive suite of retail, corporate, and investment services, fostering economic growth and financial inclusion. With a strong commitment to innovation, corporate responsibility, and employee development, Banque Misr consistently ranks among the top employers for Egypt Jobs and is recognized for its vibrant workplace culture.

The bank’s risk management division plays a critical role in safeguarding assets, ensuring regulatory compliance, and supporting sustainable lending practices. By leveraging advanced analytics and a robust governance framework, Banque Misr delivers reliable credit solutions while maintaining the highest standards of risk assessment. Joining this dynamic team provides unparalleled exposure to the financial ecosystem of Egypt, making it an attractive destination for professionals seeking career opportunities in Egypt.

Job Overview

The Credit Risk Analyst will be responsible for evaluating the creditworthiness of corporate and SME borrowers, conducting thorough financial analysis, and preparing risk assessment reports that inform lending decisions. This role collaborates closely with relationship managers, underwriting teams, and senior risk officers to ensure that credit proposals align with the bank’s risk appetite and regulatory requirements. As part of the Risk Management Department, the analyst will contribute to the development of risk models, monitor portfolio performance, and support the continuous improvement of credit policies.

Banque Misr is actively hiring in Egypt to strengthen its risk capabilities, and this position offers a unique platform to influence strategic credit decisions while advancing your professional growth. The role is central to the bank’s mission of delivering secure and responsible banking services, making it a key component of the institution’s overall success. For more information about the bank and its initiatives, visit Egypt Job Search.

Key Responsibilities

• Analyze financial statements, cash flow projections, and market trends to assess borrower credit risk.
• Prepare detailed credit risk reports and present findings to senior management and credit committees.
• Develop and maintain credit scoring models and risk rating systems.
• Monitor existing loan portfolios for early warning signs and recommend corrective actions.
• Collaborate with relationship managers to structure loan terms that balance client needs with risk parameters.
• Ensure compliance with Central Bank of Egypt regulations and internal risk policies.
• Participate in periodic stress testing and scenario analysis to evaluate portfolio resilience.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for report preparation and stakeholder interaction.
• Knowledge of Egyptian banking regulations and international credit standards.
• Advanced Excel skills; experience with risk management software (e.g., SAS, Moody’s Analytics) is a plus.
• Attention to detail and ability to work under tight deadlines.
• Team‑oriented mindset with collaborative problem‑solving approach.
• High ethical standards and commitment to confidentiality.

Education

A Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are advantageous and demonstrate a commitment to continuous learning.

Experience

Applicants should possess 3‑5 years of experience in credit analysis, risk assessment, or related financial roles within a banking or financial services environment. Experience with corporate or SME lending in Egypt is highly valued.

Salary

The compensation package ranges from 120,000 to 180,000 SSP per year, commensurate with experience and qualifications. The package includes performance‑based bonuses and comprehensive benefits.

Benefits

• Health insurance covering employee and immediate family.
• Retirement savings plan with employer contributions.
• Annual paid leave and public holidays in line with Egyptian labor law.
• Transportation allowance for daily commute.
• Employee assistance programs and wellness initiatives.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance.
• Continuous professional development workshops on credit risk modeling and regulatory updates.
• Access to online learning platforms for certifications and skill enhancement.
• Mentorship opportunities with senior risk officers.

Working Environment

Banque Misr offers a modern office environment in Tanta equipped with state‑of‑the‑art technology, collaborative workspaces, and a culture that encourages innovation. Employees benefit from a supportive leadership team, clear career pathways, and a focus on work‑life balance.

Application Process

Interested candidates should submit their updated resume and a cover letter outlining their relevant experience through the online portal on the bank’s career page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Banque Misr is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, religion, or national origin. Our hiring practices support the principles of fairness and transparency, ensuring that every applicant receives equal consideration.